invoice finance

Payroll with added oversight for owner peace of mind

  • Payroll journals posted correctly
  • HMRC account kept aligned “to the penny”
  • Balance sheet Liabilities you can trust
  • Cashflow to help you grow

From £5 per employee / month + oversight from £100 / month — for businesses that want payroll, HMRC and their accounts to all agree.

Overview

The businesses that come to us aren’t usually in crisis. They just have a nagging sense that the numbers don’t quite add up — and nobody to ask. Complete Payroll gives you a senior specialist who runs payroll properly, posts the journals, reconciles HMRC, and tells you clearly what you owe each month. No surprises, no guesswork

The Complete Payroll package

What is the Complete package? Most providers stop at payslips and submissions. With the Complete Harbour Payroll package we go further — we help you build a payroll workflow that keeps Xero journals clean, keeps your balance sheet tidy, and keeps HMRC and pensions reconciled. That’s what gives you control, clarity and confidence.

  • Experienced UK-based team with proven payroll expertise.
  • Optional integration with HR Support, Pensions, and Compliance services.
  • Strong compliance foundation built on integrity and accountability.
  • Calm, consistent communication — we don’t overcomplicate.

  • Defacto Finance & Compliance specialist on call for your business

Oversight – what you get each month

  • HMRC PAYE checked vs your control accounts

  • Pension checked vs provider

  • Payroll journals reviewed/posted

  • One-page Owner Summary (what’s due + what changed)

  • Quick call/voice note if anything’s off

Resulting in….

  • Control: A disciplined payroll process that protects the business — clean inputs, correct outputs, no surprises.

  • Clarity: Owner-level oversight each month — what you owe, when it’s due, what’s changed, and what it means for cashflow.

  • Confidence: Balance-sheet confidence — payroll liabilities kept aligned across HMRC, pensions and Xero, so your cash position and reports are safe to trust.

The Complete Package!

  • (Everything in the Essentials package – PLUS……..)

  • Payroll journals posted and checked in your accounts

  • HMRC reconciled against your Balance Sheet

  • Pension Liabilities reconciled

  • On call senior owner oversight

  • Monthly Owner report & Compliance review

  • Modulr Payments (Add on Option)

  • People Admin (Add on Option)

Complete Payroll the ECO-Harbour

Payroll Essentials
Everything you'd expect for accurate, timely and compliant payroll
Automated Payments
Option to use Modulr for automated payments from payroll
Accounts connected
Payroll data correctly journalled to your accounts
HMRC agreed
We ensure your HMRC account is reconciled to the penny - always !!
Pensions Regulated
We reconcile your pensions with your provider and your balance sheet
Liabilities Balanced
We ensure your balance sheet is reconciled for your management accounts
Cashflow Certain
You know what you owe and when
People happy !
Your people paid and HR admin taken care of !

Thinking of switching payroll provider?

If payroll is last-minute, liabilities don’t match, or pensions feel messy, you’re not stuck. We’ll move you across cleanly and take control of the numbers — without disruption.

How to switch payroll provider →

From the Founder

“I’ve seen too many businesses assume payroll is ‘fine’ — until HMRC, pensions, or the balance sheet tells a different story. Our Complete Payroll service gives you control, with payroll done properly, journals posted correctly into Xero, and liabilities you can trust.”
Dale Simkiss – Founder Harbour Business Support

Frequently asked questions

Complete payroll means more than processing payslips. We take full responsibility for payroll accuracy, HMRC submissions, pensions, reporting and ongoing oversight — so payroll runs correctly and the figures make sense.

Payroll is the core — but it doesn’t sit in isolation.

As part of our managed payroll service, we also help with:

  • HMRC submissions and reconciliations

  • Auto-enrolment pensions (setup and ongoing)

  • Payroll journals correctly posted into Xero

  • Understanding payroll costs, liabilities and timing

  • Fixing historic payroll or HMRC issues

Think of us as payroll + oversight, not just processing.

Yes. Many clients come to us after issues with a previous provider. We review your setup, correct problems, align payroll with HMRC and your accounts, and then manage it properly going forward.

We ensure payroll journals are posted correctly and consistently, so payroll costs, PAYE and pension liabilities align with your management accounts and cashflow.

We do. This includes new employer payroll setup, switching providers, and fixing payrolls that have gone wrong — including incorrect HMRC balances, pension issues or mismatched payroll journals.

Yes — we can help with the basics as an optional add-on (onboarding admin, contract templates/updates, handbook basics and holiday setup/tracking aligned to payroll). We’ll also give you our practical thoughts based on what we see day-to-day, but if it’s complex or higher risk (disciplinary, grievances, tribunals) we’d point you to a specialist.

Pricing depends on headcount, pay frequency, pensions, and complexity (e.g., variable pay/CIS). Start with the Free Payroll & HMRC Check and we’ll recommend the right package.