invoice finance

Get your business set up properly – from day one.

Hands-on support for Payroll setup for start-ups in Cornwall, set up payroll and HMRC properly from the start — so you can focus on building the business, not untangling problems later.

Most start-ups don’t fail because of the idea — they fail because the basics are wrong.

  • Confusion over taxes and deadlines

  • Payroll mistakes

  • Messy accounts

  • HMRC letters and “unexpected” liabilities

  • Systems that don’t scale as the business grows

Fixing this later is expensive and stressful.
Doing it right from the start is far easier.

Start with strong foundations.

Harbour’s Start-Up Foundations service gives you hands-on support from someone who has built, scaled and fixed businesses before.

No jargon. No guesswork. No “you should probably speak to an accountant”.

  • Company and HMRC registrations

  • PAYE and payroll set-up

  • Pension auto-enrolment preparation

  • CIS registration (where relevant)

  • Xero set-up and basic structure

  • Linking payroll, pensions and HMRC correctly

  • Making sure liabilities show clearly and accurately

  • Plain-English explanation of what you need to do — and when

This isn’t a checklist. It’s experience.

Anyone can open a company or sign up to software.

What most start-ups don’t get is:

  • How payroll affects cashflow

  • How HMRC liabilities should appear in the accounts

  • How bad set-ups quietly cause problems later

  • How to design systems that grow with the business

That’s where my experience adds real value.

Start up Fundamentals

HMRC
Set up your gateway accounts & taxes and link them to your accounts
Payroll
Get your payroll correct from the start - linked to your accounts
Accounts
Understand your profit and your liabilities from the outset
Systems
Link up your systems so that information is easy to access

“As a new business owner I had no idea how payroll, HMRC and Xero were meant to work together. Dale set everything up properly and explained it in plain English — it took a huge weight off my shoulders.”

“Getting things right from the start saved me a lot of stress later. I’d have made several mistakes without this support.”

Jamie T, Thorp Facilities Maintenance

Many clients move on to ongoing managed payroll once foundations are in place — because the setup is already right

If what you’ve read here feels like the right fit, the free check is the easiest way to start a conversation

Book your Free Payroll & HMRC Check Today