
From 6 April 2026, Making Tax Digital for Income Tax starts to become mandatory.
If you’re a sole trader or landlord with qualifying income over £50,000 (from self-employment and/or property), you’ll need to:
✅ keep digital records
✅ use compatible software
✅ send quarterly updates to HMRC
✅ then submit your end-of-year return through the software (still due by 31 January)
This isn’t VAT MTD — it’s Income Tax / Self Assessment moving to quarterly reporting.
If you’re in Cornwall and you’re not sure whether you’re in scope, or you want to get set up properly in Xero (without the jargon), I’m offering a free 30-minute Xero & MTD readiness call.
We’ll quickly check:
• what applies to you
• what software/process you’ll need
• what “good” looks like
• your simple next steps
Helpful HMRC link: GOV.UK eligibility/start dates



