Free Payroll & HMRC Check

Most issues we uncover aren’t obvious day to day.  They sit quietly in the background:

• PAYE/NIC + pension control accounts in Xero don’t match what’s actually due
• Payroll journals missing / posted wrong → balance sheet can’t be trusted
• Payments don’t align to liabilities → cashflow surprises
• You’re not 100% sure what you owe (or when)

That’s when “everything seemed fine” suddenly turns into:

• HMRC letters
• unexpected cashflow pressure
• penalties or arrears

The health check is designed to catch this early — calmly and properly.

• Run payroll for an SME
• Use Xero (or plan to)
• Want confidence in HMRC and pension liabilities
• Are growing, restructuring, or tightening controls
• Suspect things aren’t as clean as they should be

Harbour Business Support offers a free payroll check Cornwall SMEs can trust — hands-on, plain English, no jargon.

If you value clarity and senior oversight over call centres and ticket systems, this will be a good fit.

20 mins • no obligation • clear action list

What’s included in the check?

✔ Payroll setup and process review
✔ RTI submissions and statutory deductions
✔ HMRC PAYE account sense-check
✔ Pension contribution process review
✔ Payroll journals and control accounts in Xero
✔ Identification of risks, errors or inefficiencies

What you’ll walk away with

• A clear view of whether things are correct
• An explanation of any issues — in plain English
• Confidence in what you owe (or clarity on what needs fixing)
• A simple next-step plan if action is needed

No obligation. No pressure to switch providers.

Who you’ll be working with

Harbour Business Support helps SME owners gain control over payroll, compliance and back-office processes — without jargon or panic.

I work hands-on as a de facto payroll and compliance specialist, ensuring payroll is accurate, liabilities are understood, and Xero reflects reality.

The goal is simple:

no surprises, no messy reconciliations, and numbers you can trust.

After the check, if issues are uncovered, we’ll recommend whether a full Financial Control Reset makes sense for you.