invoice finance

Get your business set up properly – from day one.

Hands-on support to set up your business, payroll and HMRC properly from the start — so you can focus on building the business, not untangling problems later.

Most start-ups don’t fail because of the idea — they fail because the basics are wrong.

New business owners are usually brilliant at what they do — but very few start with the knowledge or experience to set up finance, payroll and HMRC properly.

That leads to:

  • Confusion over taxes and deadlines

  • Payroll mistakes

  • Messy accounts

  • HMRC letters and “unexpected” liabilities

  • Systems that don’t scale as the business grows

Fixing this later is expensive and stressful.
Doing it right from the start is far easier.

Support that grows with your business.

Many start-ups I help go on to use Harbour for ongoing payroll and managed support as they grow.

Because the foundations are right, scaling is smoother:

  • Payroll runs cleanly

  • Reporting makes sense

  • HMRC liabilities stay under control

  • There are fewer surprises

You’re not locked into anything — but you’ll already have a trusted expert in your corner.

Start with strong foundations.

Harbour’s Start-Up Foundations service gives you hands-on support from someone who has built, scaled and fixed businesses before.

I help you set everything up properly — not just to be compliant today, but to support growth tomorrow.

No jargon. No guesswork. No “you should probably speak to an accountant”.

  • Company and HMRC registrations

  • PAYE and payroll set-up

  • Pension auto-enrolment preparation

  • CIS registration (where relevant)

  • Xero set-up and basic structure

  • Linking payroll, pensions and HMRC correctly

  • Making sure liabilities show clearly and accurately

  • Plain-English explanation of what you need to do — and when

This isn’t a checklist. It’s experience.

Anyone can open a company or sign up to software.

What most start-ups don’t get is:

  • How payroll affects cashflow

  • How HMRC liabilities should appear in the accounts

  • How bad set-ups quietly cause problems later

  • How to design systems that grow with the business

That’s where my experience adds real value.

Start up Fundamentals

HMRC
Set up your gateway accounts & taxes and link them to your accounts
Payroll
Get your payroll correct from the start - linked to your accounts
Accounts
Understand your profit and your liabilities from the outset
Systems
Link up your systems so that information is easy to access

“As a new business owner I had no idea how payroll, HMRC and Xero were meant to work together. Dale set everything up properly and explained it in plain English — it took a huge weight off my shoulders.”

“Getting things right from the start saved me a lot of stress later. I’d have made several mistakes without this support.”

Jamie T, Thorp Facilities Maintenance

Interested to see if we can help your business?

Book your Free Health Check Today

No obligation, No sales pressure, Just clarity.